Mar 17   AI

Django website koveh.online

At koveh.online I create helpful apps based on python, that you can use for free.

The first apps are:
invest (under construction) – investment dashboard
eat (under construction) – AI checker of calories and proteins consumed
news (under construction) – send actual, non-biased, centralist news.
legal (under construction) – ask legal questions for free.

Feb 22   AI   projects

AI at koveh.ru

Visit koveh.ru/ai to interact with an AI and create custom images. Feel free to ask the AI any questions you may have.

Feb 22   AI

AI Bot for Telegram.

We created a Telegram bot, that answers questions using the Openai library. The bot also creates images based on your prompt.

it can show receipts for any food, answer legal questions, or write stories. Use it like google, but without advertisements and surfing between tens of websites.

Try it

How is it different from chatGPT?

For now, it is similar to chatGPT, except that you don’t need to register, the bot is nearly never on high capacity, and you get the answer immediately. However, it is not free for us to make the prompts. we pay nearly 2 cents for every 1000 characters that you enter. For now, we make 10 questions per day free for everyone, but if you want more, please pay 5€ a month.

What will be in future

Translation option. For now, chatbots are translating the original language to English, using special algorithms, that are precise, but such algorithms consume 10 times more memory (tokens). That means, the input in Russian or German language can be max. 400 characters, instead of 4000 in English. And the same with output. But we implement the translator that will solve the question and a bot will provide a long helpful answer

Image uploading. Sometimes, you need to solve a task that is written on paper. Instead of manual copying, you can just upload an image.

Document uploading. You can also upload a document as input for a bot. For example, a bot could check the document for mistakes, and grammatical errors, or it can make a summary of a text. It can also check a code for mistakes. The document can be a book, a final report, a business plan, or the terms and conditions. The main stuff is, that the document can have more than 4000 characters, and the bot will still be able to answer. however, such operation is more expensive for us. To make a summary of one book that you upload, for example with 300 pages and 1000 characters on each page will cost us 6€.

Feb 5  

The Personal Layer

I have a huge problem, that makes me weak – I am afraid of breaking a law and afraid of paying fines. This happens, because I don’t know the laws. In fact, no one knows all the laws. Even lawyers usually specialise in one specific theme, like property law or bankruptcy law.

How to know all the laws then?
Some People pay private lawyers hundreds of euros every month. Some people read the laws themselves and try to remember most of them. However, laws are quickly changing and the law that was 3 years ago could stop existence or could be edited. Others don’t care about laws and are either scared of doing stuff that can be unlawful. Some are just doing whatever they want, and sometimes get the fine for thousands and millions of dollars.

I decided to solve the law illiteracy problem and give everyone a wise lawyer in a pocket. I will tell about that later, but now let’s learn some basics about the law, and different types of law.

Law basics:

There are different law systems based on the region. The most popular are Common law and European law.

Common Law

Common law is based on judicial decisions, rather than laws written by a legislative body. It evolved in England and is now used in many countries, including the United States, Canada, and Australia.

In a common law system, judges make decisions in individual cases, and these decisions serve as precedents for future cases with similar circumstances. This process of precedent-based decision-making is known as stare decisis (stay by things decided). Over time, these judicial decisions form a body of law, which is commonly referred to as common law.

In the United States, common law is used in many areas of law, including contract law, tort law, and property law. Federal and state statutes may also play a role in shaping common law.

Lawyers have the following difficulties with common law:

  • Complexity – The common law system can be complex, as it relies on the interpretation of judicial precedents and the application of legal principles to new cases. Lawyers must have a deep understanding of legal precedent and be able to apply these principles to new situations, which can be challenging.
  • Inconsistency – The common law system can be inconsistent, as different judges may interpret the law differently, leading to conflicting precedents. This can create confusion and make it difficult for lawyers to predict the outcome of a case.
  • Unpredictability – Because the common law system is based on judicial decisions, the outcome of a case can be unpredictable, making it difficult for lawyers to advise their clients.
  • Time-consuming – Researching and citing relevant judicial precedents can be time-consuming for lawyers, especially in complex cases. This can lead to increased costs for clients and can be a barrier to access to justice.

Civil Law

Civil law law is based on written laws and codes, such as those found in the Napoleonic Code. Civil law systems are used in many countries, including most of continental Europe, Japan, and Latin America.

In a civil law system, laws are codified into comprehensive legal codes, such as the Napoleonic Code, which was influential in shaping the civil law systems of many countries. These legal codes set out the laws and regulations that govern society and provide a comprehensive framework for resolving disputes.

Judges in civil law systems rely on these written codes and laws to make decisions, rather than relying on previous judicial decisions as in common law systems. This means that civil law systems are less flexible than common law systems, as judges have less discretion to interpret the law and must follow the written codes.

Civil law is classified roughly into 7 groups:

  • Contract law: governs agreements between parties and the rights and obligations arising from those agreements.
  • Tort law: governs compensation for injuries or wrongs committed by one party against another.
  • Property law: governs the rights and responsibilities of individuals with regards to property ownership and use.
  • Family law: governs legal relationships between family members, including marriage, divorce, and child custody.
  • Employment law: governs the relationship between employers and employees, including issues related to wages, working hours, and discrimination.
  • Environmental law: governs protection and management of the natural environment and natural resources.
  • Bankruptcy law: governs the process by which individuals or businesses can eliminate or repay their debts.

Civil law systems also typically have specialized courts, such as commercial courts, to deal with specific areas of law.

In civil law, lawyers have to know the laws in the Code (book with laws). They have to know how to interpret every word and every comma. for example:

In the Canadian case Bell Canada v. Rogers Communications Inc., the Supreme Court of Canada considered the meaning of a comma in the Canadian Radiotelevision and Telecommunications Commission Act. The act provided that “a Canadian carrier shall not, without the prior approval of the Commission, control the content or influence the meaning or purpose of telecommunication.”

The question was whether the comma between “content” and “influence” made a difference in the interpretation of the law. The Supreme Court of Canada held that the comma made a significant difference and that the law prohibited carriers from controlling the content of telecommunication, but not from influencing its meaning or purpose. The case showed that even a small change in punctuation can have significant implications for the interpretation of the law and the outcome of a case.

Difference between civil and common law

  • Flexibility: Common law is considered more flexible than civil law, as judges have more discretion to interpret the law and can adapt to changing circumstances, while civil law is more rigid and prescriptive.
  • Codification: Common law is not codified, but instead evolves over time through judicial decisions, while civil law is codified into comprehensive legal codes, such as the Napoleonic Code.
  • Dispute resolution: In common law systems, judges have more discretion to interpret the law and determine the outcome of a case, while in civil law systems, judges are required to follow the written codes and laws.

What does it all mean?

I work with AI and for AI it is much easier to understand well-defined rules, such that are written in civil law. I decided to write my own AI Telegram Bot, which answers whether it is legal or not to do the action, that a person wrote to a bot. It gives the links to the source (To the code of laws) and the examples that are similar and happened in the past 3 years.

Jan 30  

Books to read #7: Mind

These three books have had a profound impact on my life. I first read them when I was 15 and have re-read them every 2-3 years to remind myself of the valuable lessons they contain. While simply following the rules outlined in these books may not make you a millionaire, they will help you understand the true value of things, become a kinder person, and get more value out of your interactions with others.

Dale Canegie: “How to Win Friends and Influence People”

Don’t criticize, condemn, or complain: This creates animosity and puts people on the defensive.
Give honest and sincere appreciation: People are more likely to respond positively when they feel appreciated.
Arouse in the other person an eager want: Help others see the value in what you’re offering and how it can benefit them.
Be genuinely interested in other people: Show a genuine interest in others and their interests and experiences.
Smile: A smile can go a long way in creating a positive impression and building rapport with others.
Remember that a person’s name is, to that person, the sweetest and most important sound in any language: Use someone’s name when speaking to them to create a connection and show that you value them.
Be a good listener: Show that you’re listening by giving your full attention and acknowledging what the other person is saying.

7 rules of highly effective people

Be proactive: Take responsibility for your actions and don’t just react to situations.
Begin with the end in mind: Set clear goals and work towards them.
Put first things first: Prioritize your tasks and focus on the most important ones first.
Think win-win: Seek mutually beneficial solutions in your relationships and interactions.
Seek first to understand, then to be understood: Listen actively to others and try to understand their perspectives before trying to explain your own.
Synergize: Work effectively with others to achieve more than you could on your own.
Sharpen the saw: Take care of your physical, mental, emotional, and spiritual well-being to maintain balance and effectiveness.

Robert Kiyosaki: “Rich Dad Poor Dad”

Mind your own business: Focus on building your own assets and wealth, rather than relying on a job or someone else’s assets.
Work to learn, not to earn: Seek out opportunities to learn new skills and acquire knowledge that will help you build wealth.
Don’t save money, invest it: Save money for emergencies, but invest it in assets that will generate income and grow in value.
Don’t worry about the price of an asset, consider the value: Look for assets that offer value, rather than just focusing on the price.
Don’t let your ego get in the way: Don’t be afraid to ask for help or advice, and be willing to learn from others.
Don’t let fear hold you back: Take calculated risks and don’t be afraid to try new things.

Financial education is important because it helps you build wealth.
Your mindset plays a crucial role in financial success. The book suggests adopting a wealth-building mindset and being proactive in your approach to money.
Building passive income streams is key to achieving financial independence. Passive income is income that is generated without requiring active effort.
Consumer debt, such as credit card debt, can be dangerous and should be avoided or paid off as quickly as possible.
Long-term thinking and planning for the future are important in building wealth.

Jan 25   Books
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